Floating-rate mortgage
Mortgages for an unspecified term. The interest rate is adjusted (down or up) to reflect market developments.
Advantages:
- With the floating interest rate, you can benefit from falling interest rates or can avoid being bound by contract
- Tax optimisation with indirect redemption option
Repayment
The second mortgage is usually repayable within 20 years, but at the latest on reaching retirement age (60). You can repay the mortgage directly or indirectly through payments to your 3a SaraVor account.
Lending rate
| Lending rate on first mortgage (owner-occupied home)*: | Up to 66% of the purchase price or the value under consideration |
| Lending rate on second mortgage (owner-occupied home)*: | Residual amount up to 80% of the purchase price or the value under consideration |
* for other object types apply separate rules
